You're banned because that's hardly 40% right.
If you're born immune to the electricity (example) how can you achive that with only hard work?? Natural talent can't be duplicated or copied.
You're banned because immunity to electricity isn't a talent. It's more like a birth defect. Even if I slightly consider it an natural ability, a smart hardworking person will learn to be able to make the tools to not only be immune to electricity, but to also harness it's power.
Talent means natural ability or skill, though natural ability can only take you so far. Hard work pushes people way farther than natural talent. Sure natural talent gives you a head start. Though I would bet my money on someone who practices everyday on their actions over natural talent.