Test: You are hurting yourself because you won't know anything when it comes to your job or the test where you are in the room by yourself.
Girlfriends: IF she catches you, she would spread it like wild fire and then you will never have a GF again in that town besides that girl you had while cheating on your GF
Life: Cheating money out of your little brother isn't a very good thing.
Games: No, cheating in games sucks.
Stealing: Stealing is bad, against the law, and for poor people.
I cheat at game because I like how it adds the effect of you haveing an advantage on the AI. I cheat on test and homework because I can, and so I don't have to do it myself cause I'm a lazy selfish slob. I have never cheated on any of my girlfriends except two, cause I was dateing both at once...
I have cheated on tests and homework many times because i am also very lazy when it comes to school work. Id never stoop so low as to cheat in college though.