OK I promised more for examples and heres the second one so say for example:
Its Christmas Eve your married and have 2 kids (boy and girl).You forgot to get them something for Christmas you've done this 4 times in a row and had to get them their gift weeks after Christmas so you promised them to have their gifts the boy wants a game and some stuff to go with it and it cost around 450$ in all. Now the girl wants some barbie dolls and cabage patch kids and ect. around 350$ you only have 500$ and no way to get any more money in time.
