50k now. Why? Because 100k a year from now is just that: a year from now. For all you know you could win a 100m lottery and that 100k would be useless, rather than having 50k now when it's worth something.
Or you could die. You could go to prison. Anything of that nature could prevent it from being worth anything.
Well put goumas13, i agree, 50k now, i could do a lot with it now. yes, i could do mor ewith 100k, but thats a year from now. :\\ lol dont like that, im not patient.