As per sexual relationships... if you start too early (for atleast women) than you can permanently damage them. they need to develop before they do anything of the sort... that is if they don't want damaged machinery the rest of their life. taking religion out of the picture... I don't think people should do it until they're fully aware of and mature enough to deal w/ the negatives that come from such actions. ...like babies.... and stds.... and the other things. ...which means its a relative thing that is a case to case issue.
but that's how I see things ideally... but hey... its your decision to do what you want w/ your body