Every think that these "bums" are suffering from an illness that, if treated, could allow them to become productive in society? No, you didn't.
Bums who rely on charity most often remain bums.
Furthermore what if a middle class family falls on hard times
Maybe we should also have the government buy them food, clothes, and help pay their electric bill?
hell the middle class is getting poorer,
If you're middle class, answer a few questions. How many cars do you own? How many computers? Do you have internet? How many stories is your house? How many pets do you have? How many siblings do you have?
It all depends what you mean by the middle class getting poorer.
Jan has 5 dollars, Mike has 15 dollars, Tony has 30 dollars. After a year, Jan still has 5 dollars, Mike has 15 dollars, and Tony has 60 dollars. Did mike become any more poor?
The answer is simple, it depends on how much everything cost. This is a terrible example, but let's say the average price of fast food started at 5 dollars and after a year it was still 5 dollars. In this case, Mike did not become any more poor. If the price went up to 10 dollars, then Mike did become more poor.
If Mike took 20 dollars from Tony so that Mike has 35 dollars, and Tony has 40, Mike will still become poorer if the prices of fast food rose to 20 dollars as a result. So yeah, you can gain money and become poorer at the same time. That's why taking from the rich doesn't necessarily work.
and then someone gets sick, well at least they don't worry about medical bills as well.
That's quite noble of you to care for them. However, when the family isn't sick, they have to worry about increased taxes. When the family isn't sick, everyone has to worry about increased taxes.
The space between rich and poor is getting wider, and a private system won't help anyone who's not on the rich side.
Again, I agree that the current system is flawed. No matter what system you use, you need to make some sort of profit. There's no such thing as non-profit, because gaining EXACTLY how much you spend is like trying to hit a nat 20 feet away with a dart. Either you make money, or you lose it. So profit is what we are looking for.
The problem with current health care is that they make so much money that they are able to offer hospitals a large sum of money. Doctors and patients do not consider how much an operation costs if they have insurance. Without insurance (or the current system), patients would have to look for operations that they can afford. Hospitals will have to compete with each other for these patients so they will lower the prices of their operations so that people without insurance or a better form of private care can still afford the operation.
I would gladly give up having insurance if 500 dollar operations became 150 dollar operations!
Personally, I believe HSAs (Health Savings Account) sound like a pretty good system. I admit I will have to do more research on HSA success, but the money you put in is yours.